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We make a BIG difference for you over mortgage banks, retail banks, credit unions and internet lenders. We compare, therefore are very competitive on rates for you, and have many options.
Independent mortgage brokers have had a significant positive impact on the lending industry. Today, the use of a professional mortgage broker is one of the key strategies used by sophisticated borrowers.
A mortgage broker is an independent real-estate financing professional who specializes in the origination of residential mortgage loans. We are a local lender that works with multiple national lenders/investors and can compare their rates, terms and programs for you. By combining professional expertise with direct access to a multitude of loan products, your mortgage broker provides the most efficient way to obtain financing tailored to your specific financial goals.
In the volatile home-lending market, mortgage brokers can serve as safeguards, offering their clients security, safety, and peace of mind. One of the broker's most important functions is escorting your loan application through the entire process, constantly patrolling the component transactions for possible breakdowns. A professional mortgage broker can wade through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options while providing personal service at high levels.
There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you need a mortgage broker to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.
A mortgage broker also: